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Shop Better. Pay Better.

With Mintpay, you can pay the way you want, checkout in a breeze both online and in-store and get Unlimited Cashback or split your bill in 3 Interest-Free Instalments with your debit/credit card.

Ways to pay with Mintpay

Shop Better: Get unlimited Cashback or pay at your pace and split your bill in 3 instalments

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Cashback
Pay Now
Pay in full with your debit or credit card and get Instant Cashback on every transaction.
Read more
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Pay in 3
Pay Later
Split your purchases into 3 Interest-Free Instalments, and pay at your pace with your debit or credit card.
Read more

How it works

Easy sign up
Sign up for a free account in less than 2 minutes. Verify to unlock 'Pay Later'.
Start shopping
Start shopping both online or in-store at over 2000+ Mintpay partner brands.
Choose the way you pay
Opt for 'Pay Now' and get Instant Cashback or 'Pay Later' and split your bill into 3 Interest-Free Instalments with your debit/credit card
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Smart Shopping Image
Cashback Panel
Cashback Panel

We call this smart shopping. You’re in control.

Instant account verification
Pay Now and get Unlimited Cashback
Pay Later in 3 instalments with 0% interest
Shop online or in-store at over 2000+ leading brands
Track your payments and manage your spending
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Pay however you like, at 2000+ leading stores.
Get Instant Cashback on every ‘Pay Now’ purchase or split your bill in 3 at 2000+ leading stores, whether you're shopping, dining, or booking hotels.
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Its all in the app.
With the Mintpay app, you can:
Pay online and in-store
Manage your payments
View all your purchases
Get the app
Reviews from the Mintpay Community
Rating mintpay logo
4.9
App rating*
Easy to use
Mintpay is an amazing app which gives the buy now pay later facility..This app is easy to use & works smoothly.. It has nice interface too...Thanks Mintpay for giving me an amazing shopping experience ❤️
BIG THANKS
I have been using this app for purchasing for many more months now. It's been a really lovely experience to work with them. Thank you.
A great App
In one say, Mintpay is giving 7 star service to purchase the goods we need in 3 payments 🔥
It’s just perfect
Everything is clean. From design to internal operations. 10/10 recommended!
Amazing app for buy now pay later!!!
I had such an amazing experience with the Mintpay app and it’s an easy to use app. User friendly Interface and secure app.
Amazing!!
Such an amazing app! Now the payments are much more easier to do💗
Smooth app
The app is really well built and smoother than any other apps in this category. Really amazed!
Clean App
I have been using this app for the past year and purchased a bunch of stuff I needed. Best app among the competitors in my opinion. Clean app template and easy to access stores with minimum lag.
LOVE THE APP!
Hassle less payment solution, with few clicks. Easy to shop though the app itself. Love this app!
Amazing service
Great service and exceptional customer service are way better than competitors. No hidden fees if stores charge they rectify it!!!
The MVP
Most valuable app in the Play Store!
Amazing perks!
Really solid app! I have been using it for almost a year or more I guess. Have been receiving great perks. I really like it. I recommend them a lot. Customer service is great as well! Thanks a lot! Really
Most reliable payment app.
Highly recommended.. No hidden fees, 100% transparent payment system
Quick FAQ Image

Frequently Asked Questions

What is Pay Now?
'Pay Now' allows you to make full upfront payments using your debit or credit card, and in return, you get an Instant Cashback of up to 10%.
How do I get Cashback?
The cashback value is automatically deducted from your total amount at the time of checkout.
Can I get Cashback on all 'Pay Now' purchases?
Absolutely, you can get Instant Cashback on all 'Pay Now' transactions at over 2000+ partner stores.
What is Pay Later?
'Pay Later' lets you split your bill into 3 manageable instalments using your debit or credit card. You control the pace of your payments.
What is a split limit?
The split limit is the maximum credit that Mintpay approves for your 'Pay Later' purchases. This doesn't include your first instalment, which you pay at the point of purchase.
More FAQ